Property Attributes
- ID#20261050690
- TypeSingle Family
- Listing Status Active
- CountyOTSEGO
- CityCharlton Township
- AreaOtsego Lake Twp
- NeighborhoodLITTLE BEAR LAKE SUB - 1ST ADD
- Zip49751
- Style
- Year Built1997
- Taxes$ 2992
- Price$ 509,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage3525
- Lot Size0.18 Acres
Data Source:
RealComp
Property Description
Completely renovated in 2023 3 Bedroom, 2 Bath, this turnkey lakefront home on Little Bear Lake combines modern updates with relaxed waterfront living. The home features a brand-new kitchen with granite countertops, new cabinetry, updated flooring throughout, plus a new furnace and central air system for year-round comfort. The fully finished walkout lower level adds valuable additional living space and opens directly to the backyard, making it ideal for entertaining, guests, or seamless indoor-outdoor living. Every detail has been refreshed, including new landscaping that enhances curb appeal and the natural setting. Step outside to your private sandy beach and enjoy true lake life right from your doorstep. An elevated deck overlooks the water, offering beautiful panoramic views—perfect for morning coffee, evening sunsets, or hosting family and friends. The sale includes a boat house and dock. Move-in ready and thoughtfully updated from top to bottom, this property delivers the perfect blend of comfort, style, and an unbeatable lakefront lifestyle.
| Price History | |
|---|---|
| 7/3/2026 | Listed $519,900 |
| 7/21/2026 | 2$509,900 |
General Features
| Sewer | SepticTank |
|---|---|
| Heating | ForcedAir, NaturalGas |
| Cooling | CeilingFans, CentralAir |
| Possession | AtClose |
| Roof | Asphalt |
| Appliances | Disposal, Dryer, FreeStandingGasRange, FreeStandingRefrigerator, Microwave, StainlessSteelAppliances, Washer |
| HOA Fee | 100.0 |
| Garage Spaces | 2.0 |
| Patio/Porch Features | Deck, Porch |
| Architectural Style | Other |
| Pool Features | None |
| Construction Materials | Brick, VinylSiding |
| Year Built | 1997 |
| Levels | Two |
| Property Subtype | SingleFamilyResidence |
| Waterfront Features | AllSportsLake, BeachFront, DirectWaterFrontage, DockFacilities, LakeFront, PrivateWaterFrontage, Waterfront |
| Assoc Fee Paid Per | Annually |
| County | Otsego |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Attached Garage | No |
| Subdivision Name | LITTLE BEAR LAKE SUB - 1ST ADD |
| Garage Y/N | Yes |
| Total Rooms | 5 |
| Full Baths | 2 |
| Status | Active |
| Directions | North of Meridian Line Rd, West on Old State, N on Bear Lake Rd, Right on onto Balsam |
| City | CharltonTownship_Otsego |
| Body of Water | Little Bear Lake |
| Disclosures | TaxesHomesteadExempt |
| Entry Location | GroundLevelwSteps |
| Senior Community Y/N | No |
| High School District | JohannesburgLewiston |
| MLS Area | Area69081OtsegoLakeTwp |
| Lot Size Units | Acres |
| Carport Y/N | No |
| Land Lease Y/N | No |
| Tax Annual Amount | 2992.0 |
| Home Warranty Y/N | No |
| Lease Renewal Y/N | No |
| Additional Parcels Y/N | No |
| Lease Considered Y/N | No |
| Rent Control Y/N | No |
| Standard Status | Active |
| Occupancy Type | Owner |
| Tax Assessed Value | 142196 |
| Expected Active Date | 2026-07-03 |
| MobileHomeRemainsYN | No |
| PostalCity | Johannesburg_Otsego |
| Legal Description | LOT 5 BLK 3 1ST ADD TO LITTLE BEAR LAKE T29 R1W |
Interior Features
| Basement | Finished, WalkOutAccess |
|---|---|
| Basement (Y/N) | Yes |
| Air Conditioning Y/N | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | No |
| Above Grade Finished Area | 2350.0 |
| Laundry Features | LaundryRoom |
| Total Bedrooms | 3 |
| Below Grade Finished Area | 1175.0 |
| LivingAreaSource | PriorListing |
| Above Grade Finished Area Unit Type | SquareFeet |
| Total Baths | 2 |
Exterior Features
| Parking Features | TwoCarGarage, Detached, ElectricityinGarage, GarageDoorOpener |
|---|---|
| Water Source | Well |
| Foundation Details | Basement, Block, SumpPump |
| Spa | No |
| Lot Dimensions | 160x49 |
| Lot Size Acres | 0.18 |
| Waterfront Y/N | Yes |
| Road Frontage Type | Gravel |
| Crops Included Y/N | No |
| Horse Y/N | No |
| Irrigation Water Rights Y/N | No |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
IDX provided courtesy of Realcomp II Ltd., via True Pride Group and The Originating MLS(found above), © 2026 Realcomp II Ltd. Shareholders. Shareholders. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Data is updated as of September 14, 2026 2:00 PM UTC Information deemed reliable but not guaranteed.
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of Realcomp Ltd
Listing information is provided by Participants of the MichRIC MLS. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. ©: MichRIC MLS. Last Update September 14, 2026 3:40 PM UTC
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